ATTENTION BILL PAY USERS:  BILL PAY IS CURRENTLY UNAVAILABLE WE ARE WORKING TO GET IT RESTORED.  A LETTER WAS SENT OUT SOMETIME AGO, TO INDIVIDUAL BILL PAY USERS APPRISING THEM OF THIS SITUATION.  WE WILL NOTIFY USERS WHEN BILL PAY IS RESTORED.  THANK YOU.

 

 

 

YATES CENTER DAYS PHOTO CONTEST

SPONSORED BY PIQUA STATE BANK

WINNER RECEIVES $100.00

Eligibility:  Contest is open to all Woodson County Residents.  Piqua State Bank directors, officers, employees and their immediate family are not eligible to enter.

Entries must be original, non-professional photos, neither previously published nor having won any other award.  Entrant must be the owner of the photograph, or otherwise have taken the photo for consideration in the contest.

By entering this contest, participants grant Piqua State Bank the right to use the submitted photo.

Rules:  Submit entries by May 21 to the Piqua State Bank, Yates Center.  All entries must be MATTED and a minimum of 5x7 or a maximum of 8x!0.  NO FRAMES PLEASE.  One entry per person.

Entries will be displayed at Daylight Donut Coffee Shop.  Winner will be announced at Yates Center Days.

 

Welcome to the Piqua State Bank’s internet web site!

We strive to provide you with the best banking experience possible. Please come by any one of our three locations and meet a friendly group of people willing to work hard to meet your banking needs. In addition, you may bank over the Internet, or with our direct dial up telephone software program 24 hours a day.

If there is anyway I can help you, please do not hesitate to call.

Sincerely,
Larry J. Nelson, President

 

• Big changes in store for U.S. Savings Bonds! Paper savings bonds will not be sold through financial institutions after December 31, 2011. You can buy electronic savings bonds online through TreasuryDirect: www.treasurydirect.gov.

 

IMPORTANT MESSAGE PLEASE READ

 The Piqua State Bank has changed the way that we charge for overdrafts

We have made this change in order to; save our customers money; comply with the new Dodd-Frank regulations; and to simplify the way we process overdraft and return checks. We will no longer charge you $20.00 for each item that comes in to your account drawn against insufficient funds. We will instead charge each account that is overdrawn at the end of the processing day a $20.00 fee for having an overdrawn account on that day. This will eliminate those multiple fee days when numerous items hit your account causing an overdraft and will also cause you not to be charged at all if you have made a deposit on that day that will cover the items that would have caused you to be overdrawn.

 Keep in mind that your account will be charged $20.00 for each business day that it is overdrawn, so it is your responsibility to cover your overdraft in a timely manner to keep from accumulating excessive charges. The decision making process concerning whether we pay or return an item will not change, but you will not be charged a fee for the item regardless of whether it is paid or returned. Overdrafts created solely by ATM or debit card point of sale transactions will not be charged the overnight overdraft fee. We hope this change will save you money when you make a mistake in your checking account, and also cause you to cover your overdrafts more quickly.